If you already have a mortgage and would like to pull some equity out, it’s time to refinance your mortgage.  Refinancing can be a helpful tool for the following:

  • Consolidation of High Interest Rate Credit Cards or any other pesky debt
  • Lowering your Interest Rate
  • Using Equity to Invest in other markets

Since you are breaking your current mortgage contract when refinancing, you will most likely be charged a penalty. There are ways that we can soften the blow of the penalty. I can negotiate with your current lender to offer solutions such as blend and extending in order to avoid the penalty. Give me a call to see if a refinance is worth your while.

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